Why Harvest Bank?
Community banks like Harvest Bank work harder for you. According to a recent Federal Reserve study, community banks approved 59% of small business loan requests, compared with 45% and 31% at large regional and large national banks, respectively.
Our lending decisions are made quickly by local lenders you know in Harvest Bank offices you visit, not bureaucratic loan committees.
We offer SBA 7a and 504 financing, long term fixed rates and amortizations without balloons. Commercial credit lines may be linked to your Harvest Bank checking account via an automated sweep arrangement – minimizing your borrowing costs.
Excepting special circumstances, our loans carry no prepayment penalties and use true simple interest – not 360 day interest – saving you money.
Let us help you with all your commercial lending needs!