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Finance an array of business needs with a commercial line of credit. From seasonal fluctuations to working capital, a line of credit is ideal for ongoing needs. Simply apply once and withdraw from your line as needed. Minimize your borrowing costs by linking your line of credit to your Harvest Bank account via an automated sweep arrangement.

  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your business's unique needs
  • No prepayment penalties
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Funds are easily accessible via automated sweeps to or from your Harvest Bank checking account
  • Local decision-making and processing in our community
  • Attentive, friendly service from start to finish