Grow your cash cushion easily with automatic transfers of your Kasasa® checking rewards into your Kasasa Saver® account. As with any Kasasa account, there's no monthly maintenance fee. Enjoy saving and earning competitive interest on your ever-growing balance. Free online and mobile services let you stay on top of your savings anytime, anywhere.

Details
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.40% APY* on balances up to $25,000
  • 0.40% to 0.24% APY on balances over $25,000 depending on balance in account*
  • 0.01% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • No minimum deposit to open

Easy Banking Basics to Reap Your Rewards

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking

It's really that simple. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your linked Kasasa checking account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $25,000 receive an APY of 0.40%; and balances over $25,000 earn 0.20% interest rate on the portion of balance over $25,000, resulting in a range from 0.40% to 0.24% APY depending on the account’s balance. If your Kasasa Cash or Cash Back qualifications are not met, all Kasasa Saver balances earn 0.01% APY. Rewards are credited on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 10/13/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. $100.00 minimum deposit is required to open the account. Account approval, conditions, qualifications and other requirements apply. Rewards vary based on account. Limit one account per social security number. To qualify for rewards, including the ATM Fee refund, each monthly qualifying cycle, you must have 12 debit card purchases post and settle, log in once to online banking, and agree to receive statements electronically. To sign up for electronic statements and login to online banking, you must enroll at www.harvestbankmn.com. ATM fee refund is capped at $25/monthly qualification cycle and will be refunded at the end of the statement cycle.