Get up to $108 every year in cash back on debit card purchases when you sign up for free Kasasa Cash Back® checking.* There's no monthly balance to earn these rewards — all it takes is using your debit card and logging into online banking every month. And you'll earn up to $25 a month in ATM withdrawal fee refunds, nationwide.* You'll also get access to free mobile services and more. Open your account today!

Details
  • Free checking that pays you back
  • 3.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $108 cash back per year, $9 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Enhanced security through Kasasa Protect™ available
  • Free online banking
  • Free** Bill Pay
  • Free eStatements (required to maintain account)
  • Free mobile banking with mobile deposit
  • Free MasterCard® debit card
  • Unlimited check writing
  • $100 minimum deposit to open

Easy Banking Basics to Reap Your Rewards

Earning your rewards is simple and requires no more than using the free services that come with your account. To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking

Simple, right? Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Account approval, conditions, qualifications and other requirements apply. Rewards vary based on account. Limit one account per social security number. To qualify for rewards, including the ATM Fee refund, each monthly qualifying cycle, you must have 12 debit card purchases post and settle, log in once to online banking, and agree to receive statements electronically. To sign up for electronic statements and login to online banking, you must enroll at www.harvestbankmn.com. ATM fee refund is capped at $25/monthly qualification cycle and will be refunded at the end of the statement cycle. 3% will be earned on up to $300 in debit card purchases. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.

**$5 monthly fee for Bill Pay when customer does not have at least one Bill Pay transaction in the statement cycle.