Skip to content

Owning your land and home is more than an amazing feeling — it's a sound and wise investment. But for many people, the process seems daunting. At Harvest Bank, we make home ownership easy with competitive rates and loan officers who will gladly walk you through the entire process. Let us help you make your dream a reality.

  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
    • Short, medium and long terms available
  • A wide range of financing programs available:
    • Fixed rate mortgages
    • Adjustable rate mortgages (ARMs)
    • Rural Development (RD)
    • FHA Loans
    • VA Loans
    • Construction Loans
    • Bare Land
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-qualification for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing in our community
  • Attentive, friendly service from start to finish

What You'll Need to Apply:

These items are generally required during the loan application process.

  • Two most recent pay stubs
  • W2s from the past two years
  • Self-employed, commissioned, seasonal work, or rental income; last two years Federal tax returns
  • Bank statements for the past two months (accounts with Harvest Bank are not required)
  • Investment account statements for the past quarter
  • Retirement account statements for the past quarter
  • Driver's License

If you currently own Real Estate:

  • A current mortgage statement
  • Homeowner's insurance policy information
  • Home equity account information (if applicable)

Harvest Bank is compliant with the S.A.F.E. Act.

Harvest Bank – NMLS#528764

Brad Daak - NMLS#286235

Traci Johnson – NMLS#1143023

Pauline Kilanowski – NMLS#764380

Keith Markwardt – NMLS#530505

Jason Schindler – NMLS#480218